Winter sports travel insurance

Winter sports travel insurance gives you protection for skiing, snowboarding and other snow activities. It’s included as standard with our Comprehensive annual policies (up to 2 trips, 21 days combined) and available as an add-on for single trip policies. Cover includes things like slope injuries, lost or damaged equipment, and piste closures. 

 

With winter sports cover included, you’ll be protected for: 

 

• emergency medical care and repatriation after a ski or snowboard injury 
• lost, stolen or damaged equipment – whether it’s your own or hired gear 
• ski pass protection if your lift pass is lost, stolen or damaged 
• ski pack reimbursement for unused ski school or instructor fees if you’re too unwell or injured to participate 
• equipment delay if your gear is delayed by 12+ hours on the outward journey 
• piste closure cover for travel to another resort if yours is closed for over 24 hours 
• avalanche or landslide delays that affect access or cause extra accommodation costs 

 

This ensures your ski holiday is covered from the airport to the slopes – so you can enjoy your time in the snow without worry. 

Your medical needs shouldn’t stop you from exploring the world. If you have pre-existing conditions – like asthma, diabetes or high blood pressure – we can normally include them in your travel insurance.  

 

When you get a quote, you’ll complete a short medical questionnaire so we can tailor your cover.  

 

With Staysure, you’ll get:  

 

• emergency medical and repatriation cover included as standard  
• 24/7 medical emergency helpline, wherever you are in the world  
• A discount on medical loading costs if you have private medical insurance with coverage when abroad of a minimum of €55.000 

 

Even if you already have private medical insurance, it won’t cover trip cancellation, travel delay, missed departures or lost, stolen or damaged baggage. That’s where we step in.

Your winter sports cover is just the start – you can personalise your policy with optional extras that give you the right protection for the way you travel: 

 

• Winter sports cover – already included with Comprehensive annual policies (up to 2 trips, 21 days combined), or available on single trips if you’re aged 70 or under. 
• Cruise cover – add this when buying if your holiday includes time at sea as well as on the slopes, with protection for medical care, missed ports and more. 
• Excess waiver – remove the standard policy excess so you won’t need to pay towards approved claims. 
• Single item cover – increase cover for valuables up to €1,000 per item. 

Our claims process is designed to be clear and supportive – so you know what to expect if something goes wrong on your trip.

 

• Friendly, expert claims teams are here to help.  
• Clear step-by-step guidance on what information to provide.  
• Quick, fair decisions and fast payouts on approved claims.  

 

Many of our customers have shared how easy it was to make a claim – and we’re bringing that same care and reliability to Ireland. 

  

Here’s what they’ve said about their experience:  

 

• 1st class service and quick to pay claim
  “Got sick on a trip to Thailand. Never made a claim in my life for anything but it was so easy when I got home. I spoke to them when I was in Thailand and they were very helpful. Claim paid out as expected. Highly recommended.” – Terry, Staysure Expat customer, Trustpilot review

 

• Superb, no hassle service.
  “We are choosing Staysure again as we had to make a claim some years ago and there was no fuss whatever in getting our money back from treatment on a cruise ship. We wouldn't even consider another company.” – Donna, Staysure Expat customer, Trustpilot review 

The price of adding winter sports cover depends on: 

 

• your age (cover available up to 70 for winter sports) 
• your destination (skiing in the US and Canada is often more expensive) 
• trip length 
• pre-existing medical conditions 
• whether you add it to a single trip policy or it’s included with your annual Comprehensive policy