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Rated Excellent
on Trustpilot -
Baggage claims up to €2,500
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Calls are FREE to our UK Contact Centres
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24 hour medical emergency support
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Cover for pre-existing medical conditions
Covering your medical conditions on your expat travel insurance is worth doing right. If something does go wrong while you’re on holiday, we’re here to help.
Telling us about your conditions is simple and straight-forward. You can do this either over the phone or through our online medical screening.
Policies that suit your needs
- Single Trip and Annual Cover
- Simple online process on all policies
- Rated excellent on Trustpilot
- Flexible cover options tailored to you
What's Covered?
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to €5 million | Up to €10 million |
| Cancellation | |
| Up to €500 | Up to €5,000 |
| Curtailment | |
| Up to €500 | Up to €5,000 |
| Baggage claims | |
| Up to €300 | Up to €2,500 |
| Cash lost or stolen | |
| Up to €250 | Up to €500 |
| Personal liability | |
| - | Up to €2 million |
| Excess | |
| Up to €120 | €75 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Italy for a weekend, or planning an epic worldwide tour, you’ll want to tailor your expat policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas that you might need to upgrade your level of cover to.
What's Covered? |
Basic | Comprehensive |
|---|---|---|
| Medical emergencies and repatriation | Up to €5 million | Up to €10 million |
| Cancellation | Up to €500 | Up to €5,000 |
| Curtailment | Up to €500 | Up to €5,000 |
| Baggage claims | Up to €300 | Up to €2,500 |
| Cash lost or stolen | Up to €250 | Up to €500 |
| Personal liability | - | Up to €2 million |
| Excess | Up to €120 | €75 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Italy for a weekend, or planning an epic worldwide tour, you’ll want to tailor your expat policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas that you might need to upgrade your level of cover to.
Get your quoteOptional Extras
Winter Sports
Available on Comprehensive policies onlyExcess Waiver
Available on Comprehensive policies onlySingle Item Cover
Available on Comprehensive policies only100 Day Upgrade
Available on Comprehensive Annual policies onlyPeople also asked
What is Expat Travel Insurance? 
An Expat Travel Insurance policy is specifically designed for Brits who are living abroad.
It can help give you peace of mind when you’re going on holiday.
Our policies are written in English, making it easier to understand what you’re covered for.
Cover includes medical emergencies, having to cancel your holiday, baggage, stolen cash and more.
Who is eligible for Staysure’s Expat Travel Insurance?
If you are a British National, a spouse or dependant of a British National and permanently lived in either France, Spain or Portugal for six of the past 12 months then you may be eligible to take out an Expat Travel Insurance policy.
You’ll also need to be registered with a doctor in your (non UK) home country, who can grant access to your medical records if something goes wrong.
The trip you’re looking to cover with your Expat Travel Insurance must also start and finish in your (non UK) home country.
Are there any age limits for Expat Travel Insurance policies?
Both our Single Trip and Annual policies have an upper age limit of 85.
With an Expat Single Trip Travel Insurance policy, all travellers up to 85 can travel up to 104 days. If you’re looking to go away for longer than three months, then you could have up to 366 days of cover depending on your age and the destination you’re travelling to.
With an Expat Annual Travel Insurance Policy, all travellers up to 85 can spend up to 183 days in their policy year on holiday. Those aged under 71 can have a single maximum trip duration of 50 days (which can be upgraded to 100 days for an additional premium if agreed). Those who are up to 85 can travel up to 35 days at a time.
Do I need a TSE card for valid cover as an expat in Spain?
The Spanish version of what was called the EHIC is called the Tarjeta Sanitaria Europea (TSE). It is a requirement expat policyholders living in Spain need to have a TSE card. If you can prove you are not entitled to a TSE card, or the new GHIC provided by the UK Government, your cover will be valid.
^ 95% Based on all quotes given Oct-17 to Sep-18
† Single trip: Price is correct at time of publishing, based on one person aged 18–50 on a Basic single trip policy travelling within 30 days of purchase, with no medical conditions. Prices vary according to medical condition cover and individual needs.
† Annual: Price is correct at time of publishing, based on one person aged 18–50 on a Basic annual multi trip policy travelling in Europe with no medical conditions. Prices vary according to medical condition cover and individual needs.