Long stay travel insurance
We put the sure in long stay travel insurance
From extended stays visiting family to grand adventures, our long stay cover supports your extended trips with flexible protection and medical cover.
Travel up to 18 months depending on age and destination- Add cruise cover or winter sports as needed
- Cover for most pre-existing medical conditions
What is long stay travel insurance?
Long stay travel insurance is designed for holidays and trips that last longer than a standard break. It’s perfect for once-in-a-lifetime long holidays, visits to family abroad, extended cruises, or simply taking more time to explore new destinations.
Unlike annual multi-trip insurance, which covers multiple shorter trips, long stay insurance is one continuous policy for your entire time away. That means you’re protected throughout your journey – from the day you leave Ireland until you return home.
With Staysure, you can:
- travel for 3–18 months, depending on your age and destination
- add cover for most pre-existing medical conditions
- choose extras like cruise or winter sports cover
- If your trip is shorter than 3 months, you may want to look at our single trip travel insurance.
If your trip is shorter than 3 months, you may want to look at our single trip travel insurance.
How long can I travel on a long stay policy?
Your maximum trip length depends on your age and destination:
Age 65 or under
- Travel worldwide for up to 18 months (550 days).
- Age 65 to 70
- Europe: up to 12 months (366 days).
- Bermuda, Canada, China, Hong Kong, Mexico, Singapore, Thailand, the Caribbean islands and USA: up to 6 months (184 days).
- Other destinations: up to 9 months (276 days).
Age 71 to 75
- Europe: up to 12 months (366 days).
- Bermuda, Canada, China, Hong Kong, Mexico, Singapore, Thailand, the Caribbean islands and USA: up to 4 months (123 days).
- Other destinations: up to 6 months (184 days).
Over 75 to 85
- You can travel anywhere in the world for up to 3 months (104 days) with our single trip cover.
- Our cover ends at 85 years old
What does long stay travel insurance cover?
Our long stay policies include cover for:
- most pre-existing medical conditions – tailored cover for conditions like asthma, high blood pressure, diabetes and more
- emergency medical treatment and repatriation – with a 24/7 emergency helpline
- trip cancellations and curtailments – if illness, redundancy or other events mean you can’t travel
- lost, stolen or delayed baggage – cover for your belongings while you’re away
- travel disruption – including delays and missed departures
Optional extras include cruise cover or winter sports cover – so your policy is tailored to your trip.
Add extras to personalise your long-stay cover
If you’re away for weeks or months at a time, you can tailor your policy with optional upgrades that give you extra peace of mind:
- 100-day upgrade – extend a Comprehensive trip from the standard 50 days to 100 days (available if you’re 70 or under).
- Cruise cover – add this if your holiday includes a cruise, with protection for missed ports, itinerary changes, cabin confinement and medical care at sea.
- Excess waiver – remove the standard policy excess so you won’t need to pay towards approved claims.
- Single item cover – increase protection for valuables up to €1,000 per item.
- Winter sports cover – automatically included with Comprehensive annual policies (up to 2 trips, 21 days combined).
Built-in medical cover
Your medical needs shouldn’t stop you from exploring the world. If you have pre-existing conditions – like asthma, diabetes or high blood pressure – we can normally include them in your travel insurance.
When you get a quote, you’ll complete a short medical questionnaire so we can tailor your cover.
With Staysure, you’ll get:
- emergency medical and repatriation cover included as standard
- 24/7 medical emergency helpline, wherever you are in the world
- A discount on medical loading costs if you have private medical insurance with coverage when abroad of a minimum of €55.000
Even if you already have private medical insurance, it won’t cover trip cancellation, travel delay, missed departures or lost, stolen or damaged baggage. That’s where we step in.
Trusted by travellers for over 20 years
More than 12 million people across the UK and Europe have chosen Staysure for their cover – earning us an Excellent rating on Trustpilot. In 2025, we were proud to bring our award-winning travel insurance to Ireland.
Backed by Staysure UK
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More 5-star Trustpilot reviews than any other UK travel insurance provider.
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Excellent rating from over 390,000 UK customers.
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Voted Best Company for Travel Insurance at the British Travel Awards for 8 years running.
Easy claims, when you need us most
Our claims process is designed to be clear and supportive – so you know what to expect if something goes wrong on your trip.
- Friendly, expert claims teams are here to help.
- Clear step-by-step guidance on what information to provide.
- Quick, fair decisions and fast payouts on approved claims.
Many of our customers have shared how easy it was to make a claim – and we’re bringing that same care and reliability to Ireland.
Here’s what they’ve said about their experience:
- 1st class service and quick to pay claim
“Got sick on a trip to Thailand. Never made a claim in my life for anything but it was so easy when I got home. I spoke to them when I was in Thailand and they were very helpful. Claim paid out as expected. Highly recommended.” – Terry, Staysure Expat customer, Trustpilot review
- Superb, no hassle service.
“We are choosing Staysure again as we had to make a claim some years ago and there was no fuss whatever in getting our money back from treatment on a cruise ship. We wouldn't even consider another company.” – Donna, Staysure Expat customer, Trustpilot review
How to buy long stay travel insurance online
It’s quick and easy to arrange cover in minutes.
- Share your details – tell us about you, your trip length and destination.
- Pick your cover level – choose between Basic and Comprehensive.
- Add any extras – like cruise cover or winter sports.
- Get covered – your documents are emailed straight away.
When to buy your long stay travel insurance
If you’re planning an extended trip, arranging your travel insurance early means you’re protected from the moment you book. Cancellation cover starts as soon as your policy begins, so if your plans change before you go, you won’t lose out on the money you’ve already paid.
Why it matters for long stays
- Cover kicks in from day one of your policy.
- Protection if you need to cancel due to illness, injury or other unexpected events.
- Flexible cover for trips lasting several months at a time.
With a long stay policy, you can travel for longer periods knowing your holiday is protected from the day it’s booked until the day you return home.
Planning ahead?
Long stay cover can be arranged well before you travel, so you can lock in protection early and focus on planning your trip.