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Compare travel insurance – why Staysure is different

Get specialist travel insurance you won’t find on comparison sites

Price comparison sites may promise a great deal, but they don’t always show you all the options – not all brands are listed on them, and some of the policies listed may not cover pre-existing medical conditions, or might offer limited cover. With Staysure, you buy direct from a specialist, providing you with tailored cover from an expert.

  • 24-hour emergency medical support
  • Most pre-existing medical conditions covered
  • Cover up to age 85

Why you won’t find Staysure on comparison sites

Comparison sites are built to compare the price of travel insurance, but the cheapest price doesn’t always buy you the right cover you for personal holiday plans and health. We choose not to appear on those sites because we know that people with pre-existing medical conditions often need tailored cover, in case their condition flares up whilst away. A quick price comparison often can’t meet that need.

 

By coming direct to us, you’ll benefit from:

 

  • tailored cover that reflects your health and your travel plans
  • protection for pre-existing medical conditions that many insurers exclude
  • flexible policy options such as single trip, annual multi-trip, cruises and long stays

What comparison sites may not show you

Travel insurance policies on comparison sites can have limitations such as:

 

  • restrictions on trip length, making them unsuitable for longer stays
  • limited or no cover for pre-existing medical conditions

 

With Staysure, you’ll always know exactly what’s included. Our specialist approach means you can travel with confidence, knowing your health and holiday are properly protected.

Trusted by travellers for over 20 years

More than 12 million people across the UK and Europe have chosen Staysure UK and Expat for their cover – earning us an Excellent rating on Trustpilot. In 2025, we were proud to bring our award-winning travel insurance to Ireland.

 

Backed by Staysure UK

 

  • More 5-star Trustpilot reviews than any other UK travel insurance provider.
  • Excellent rating from over 390,000 UK customers.
  • Voted Best Company for Travel Insurance at the British Travel Awards for 8 years running.

Choose the cover level that’s right for you

Whether you’re taking one special holiday or travelling often, we’ve got options that fit around your plans.

 

What's Covered? Basic Comprehensive
Medical emergencies and repatriation Up to €5 million ✔ Unlimited ✔
Cancellation Up to €3,000 ✔ Up to €5,000 ✔
Curtailment Up to €3,000 ✔ Up to €5,000 ✔
Baggage claims Up to €300 ✔ Up to €2,500 ✔
Cash lost or stolen Up to €250 ✔ Up to €500 ✔
Personal liability - Up to €2 million ✔
Excess €129 ✔ €99 ✔

 

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Italy for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas that you might need to upgrade your level of cover to.

Add the extras you need

With general cover, you’re sometimes limited to what’s included as standard. At Staysure, you can build a policy that matches your plans by adding optional extras from:

 

  • cruise cover for missed port stops, cabin confinement and onboard medical emergencies
  • winter sports cover for skiing, snowboarding and more, including piste closure and lost equipment
  • long stay trip cover for extended holidays or visiting family abroad
  • excess waiver to remove your standard excess
  • gadget cover for phones, tablets, laptops and cameras while you’re away

Travelling with a medical condition?

We cover a wide range of pre-existing medical conditions – even for older travellers or those with complex health needs.

 

When you get a quote, you’ll complete a simple medical questionnaire so we can tailor your cover to you.

 

With Staysure, you’ll always have:

 

  • 24/7 medical emergency support while you’re away
  • medical and repatriation cover included with all policy levels
  • cover for common conditions, including asthma, diabetes, joint problems and more
  • cancellation cover up to €5,000*
  • baggage cover up to €2,500*

Making a claim is easy

Our claims process is designed to be clear, supportive and fast – so you know what to expect if something goes wrong. 

 

  • Friendly, English-speaking expert claims team on hand to guide you 
  • Clear step-by-step advice on what information to provide 
  • Quick, fair decisions and prompt payouts on approved claims 
  • Direct hospital billing where possible for emergency treatment 

 

Customers often tell us how quick and simple they found our claims process:

 

  • 1st class service and quick to pay claim
    “Got sick on a trip to Thailand. Never made a claim in my life for anything but it was so easy when I got home. I spoke to them when I was in Thailand and they were very helpful. Claim paid out as expected. Highly recommended.” – Terry, Staysure Expat customer, Trustpilot review

 

  • Superb, no hassle service.
    “We are choosing Staysure again as we had to make a claim some years ago and there was no fuss whatever in getting our money back from treatment on a cruise ship. We wouldn't even consider another company.” – Donna, Staysure Expat customer, Trustpilot review 

People also asked

*Available on Comprehensive policies only. 

Staysure acts as an exclusive agent of ERGO Seguros de Viaje S.A., duly registered with the Spanish insurance regulator (DGSFP).  

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Staysure Ireland travel insurance, as well as any other denomination, trading name, brand, or domain under which the products and services are marketed, is a trading name of Avanti Group Solutions, administered by Howserv Europe, S.L., Agencia de Seguros Exclusiva, an Exclusive Agent of ERGO Seguros De Viaje Europaische Reiseversicherung AG, also known as ERGO Seguros de Viaje, Sucursal en España (Registered office: Av. Isla Graciosa, 1, 28703 San Sebastián de los Reyes (Madrid), España). Howserv Europe, S.L., with Spanish tax ID number (NIF) B88327333, is registered with the Spanish Insurances General Directorate (Dirección General de Seguros y Fondos de Pensiones) under number E0217B88327333.

ERGO Seguros De Viaje Europaische Reiseversicherung AG in Non-Life Insurance Freedom of Services in Ireland, Reference Nº C560062, with registered office at Avda. Isla Graciosa, 1 28703 San Sebastián de los Reyes (Madrid) is the permanent establishment in Spain of the German entity ERGO Reiseversicherung AG.

The controlling Member State is Germany, and the controlling and supervisory authorities are the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Graurhelndorfer Str. 108, 53117 Bonn (Germany).

© 2025 Staysure