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Travel insurance for over 80s

Cover designed around your health, age and travel plans

We believe age should never be a barrier to travel. Whether you’re taking it slow or ticking off your bucket list, our over 80s travel insurance is designed around your needs – so you can keep exploring with confidence. 

  • Travel insurance up to age 85
  • Most pre-existing medical conditions covered
  • Add extras like cruise or long-stay cover

What is over 80s travel insurance?

Over 80s travel insurance helps you keep exploring the world with confidence. It includes cover for emergency medical treatment, trip cancellations and baggage – giving you the reassurance you need to travel the way you want. 

 

What does over 80s travel insurance include?

This type of cover helps protect you against unexpected costs when you travel. At Staysure, policies are available up to age 85 and can include cover for many pre-existing medical conditions. 

 

Your policy can cover: 

 

  • medical expenses and emergency repatriation 
  • declared pre-existing medical conditions 
  • trip cancellation or cutting your trip short 
  • travel delays and missed departures 
  • lost or stolen baggage, money or passports 

 

You can choose between two levels of cover, with optional extras available depending on your health needs and travel plans. 

Trusted by travellers for over 20 years

More than 12 million people across the UK and Europe have chosen Staysure for their cover – earning us an Excellent rating on Trustpilot. In 2025, we were proud to bring our award-winning travel insurance to Ireland. 

 

Backed by Staysure UK 

 

  • More 5-star Trustpilot reviews than any other UK travel insurance provider. 
  • Excellent rating from over 390,000 UK customers. 
  • Voted Best Company for Travel Insurance at the British Travel Awards for 8 years running. 

Built-in medical cover 

Your medical needs shouldn’t stop you from exploring the world. If you have pre-existing conditions – like asthma, diabetes or high blood pressure – we can normally include them in your travel insurance.  

 

When you get a quote, you’ll complete a short medical questionnaire so we can tailor your cover.  

 

With Staysure, you’ll get:  

 

  • emergency medical and repatriation cover included as standard  
  • 24/7 medical emergency helpline, wherever you are in the world  
  • A discount on medical loading costs if you have private medical insurance with coverage when abroad of a minimum of €55.000 

 

Even if you already have private medical insurance, it won’t cover trip cancellation, travel delay, missed departures or lost, stolen or damaged baggage. That’s where we step in.

Easy claims, when you need us most

Our claims process is designed to be clear and supportive – so you know what to expect if something goes wrong on your trip.

 

  • Friendly, expert claims team are here to help.
  • Clear step-by-step guidance on what information to provide.
  • Quick, fair decisions and fast payouts on approved claims. 

 

Many of our customers have shared how easy it was to make a claim – and we’re proud to bring that same care and reliability to Ireland.  

 

  • 1st class service and quick to pay claim  
    “Got sick on a trip to Thailand. Never made a claim in my life for anything but it was so easy when I got home. I spoke to them when I was in Thailand and they were very helpful. Claim paid out as expected. Highly recommended.” – Terry, Staysure Expat customer, Trustpilot review

 

  • Superb, no hassle service.  
    “We are choosing Staysure again as we had to make a claim some years ago and there was no fuss whatever in getting our money back from treatment on a cruise ship. We wouldn't even consider another company.” – Donna, Staysure Expat customer, Trustpilot review 

Planning more than one trip?

In your 80s, you may be enjoying relaxing breaks, visiting family, or taking a special adventure further afield. Choose the policy that matches how often you travel: 

 

Single trip travel insurance 


Great for one-off holidays. There’s no upper age limit, so you can travel with confidence. 

 

Annual multi-trip travel insurance 


Covers several holidays throughout the year under one policy. (Trip and age limits may apply.) 

Personalise your cover

Your 80s are the time to travel your way – and your policy can be adapted to match. Add the extras that give you the right cover for your plans: 

 

  • Cruise cover – add this when you buy for protection at sea, including cabin confinement, missed ports, itinerary changes and medical support on board. 
  • Excess waiver – remove the standard excess so you won’t need to contribute towards approved claims. 
  • Single item cover – extra reassurance for valuables, with protection increased to €1,000 per item.  
  • Winter sports cover – automatically included with Comprehensive annual policies (up to 2 trips, 21 days combined). 

When should I buy my over 80s travel insurance?

It’s wise to arrange travel insurance as soon as you book your trip. Your cover begins straight away – so if you become unwell, have an accident or a medical condition worsens before you travel, you can claim for cancellation costs.

 

Buying early also means one less detail to worry about nearer your departure date. From the day you book until the day you return home, your holiday is protected. 

 

If you're booking a cruise, you can add cruise cover up to 18 months in advance. Just make sure it’s included if you choose an annual policy. 

How to buy over 80s travel insurance online 

It’s quick and easy to get cover online in just a few steps:   

 

  1. Share your trip details
    Tell us a bit about you, where you’re going and what kind of cover you need.     
  2. Pick your cover level
    Choose the policy that suits your plans best – from essential protection to more extensive cover.    
  3. Personalise your policy
    Add any extras you might need, like cruise cover or winter sports insurance, so your policy fits your plans.     
  4. Get covered and relax
    Your cover starts as soon as you buy (for single trips), or from your chosen start date (for annual multi-trip). We’ll email your documents straight away so you’re ready to travel with peace of mind.  

Frequently asked questions

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Staysure Ireland travel insurance, as well as any other denomination, trading name, brand, or domain under which the products and services are marketed, is a trading name of Avanti Group Solutions, administered by Howserv Europe, S.L., Agencia de Seguros Exclusiva, an Exclusive Agent of ERGO Seguros De Viaje Europaische Reiseversicherung AG, also known as ERGO Seguros de Viaje, Sucursal en España (Registered office: Av. Isla Graciosa, 1, 28703 San Sebastián de los Reyes (Madrid), España). Howserv Europe, S.L., with Spanish tax ID number (NIF) B88327333, is registered with the Spanish Insurances General Directorate (Dirección General de Seguros y Fondos de Pensiones) under number E0217B88327333.

ERGO Seguros De Viaje Europaische Reiseversicherung AG in Non-Life Insurance Freedom of Services in Ireland, Reference Nº C560062, with registered office at Avda. Isla Graciosa, 1 28703 San Sebastián de los Reyes (Madrid) is the permanent establishment in Spain of the German entity ERGO Reiseversicherung AG.

The controlling Member State is Germany, and the controlling and supervisory authorities are the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Graurhelndorfer Str. 108, 53117 Bonn (Germany).

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