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Travel insurance for over 70s

Over 70s travel insurance with flexible medical cover

Choose over 70s travel insurance that supports your health and travel plans, so you can go further with confidence. 

  • Travel insurance up to age 85
  • Most pre-existing medical conditions covered
  • Add extras like cruise or long-stay cover

What is over 70s travel insurance?

Over 70s travel insurance makes it easier to keep exploring, with cover that takes your health into account. From unexpected medical bills to cancellations and lost items, it’s designed to support the way you want to travel. 

 

What does over 70s travel insurance include?

Our over 70s travel insurance is tailored to your health and holiday plans. You can get protection up to age 85, with policies from Staysure designed to include: 

 

  • medical emergencies and repatriation 
  • most pre-existing medical conditions 
  • trip cancellations or cutting your holiday short 
  • travel delays and disruptions 
  • lost or stolen baggage, money or passports 

 

You can choose from two levels of cover to suit your destination and travel style – whether you’re heading to Europe or further afield. 

Trusted by travellers for over 20 years

More than 12 million people across the UK and Europe have chosen Staysure for their cover – earning us an Excellent rating on Trustpilot. In 2025, we were proud to bring our award-winning travel insurance to Ireland. 

 

Backed by Staysure UK 

 

  • More 5-star Trustpilot reviews than any other UK travel insurance provider. 
  • Excellent rating from over 390,000 UK customers. 
  • Voted Best Company for Travel Insurance at the British Travel Awards for 8 years running. 

Built-in medical cover 

Your medical needs shouldn’t stop you from exploring the world. If you have pre-existing conditions – like asthma, diabetes or high blood pressure – we can normally include them in your travel insurance.  

 

When you get a quote, you’ll complete a short medical questionnaire so we can tailor your cover.  

 

With Staysure, you’ll get:  

 

  • emergency medical and repatriation cover included as standard  
  • 24/7 medical emergency helpline, wherever you are in the world  
  • 20% discount on medical loading costs if you have private medical insurance  

 

Even if you already have private medical insurance, it may not cover emergency treatment or repatriation abroad – that’s where we step in.  

Easy claims, when you need us most

Our claims process is designed to be clear and supportive – so you know what to expect if something goes wrong on your trip.

 

  • Friendly, expert claims team are here to help.
  • Clear step-by-step guidance on what information to provide.
  • Quick, fair decisions and fast payouts on approved claims. 

 

Many of our customers have shared how easy it was to make a claim – and we’re proud to bring that same care and reliability to Ireland.  

 

  • 1st class service and quick to pay claim  
    “Got sick on a trip to Thailand. Never made a claim in my life for anything but it was so easy when I got home. I spoke to them when I was in Thailand and they were very helpful. Claim paid out as expected. Highly recommended.” – Terry, Staysure Expat customer, Trustpilot review

 

  • Superb, no hassle service.  
    “We are choosing Staysure again as we had to make a claim some years ago and there was no fuss whatever in getting our money back from treatment on a cruise ship. We wouldn't even consider another company.” – Donna, Staysure Expat customer, Trustpilot review 

Planning more than one trip?

In your 70s, you might be enjoying longer escapes, cruises or regular holidays throughout the year. Choose the type of cover that best suits your plans: 

 

Single trip travel insurance


Ideal for one-off holidays, cruises, or longer getaways – including trips up to 366 days if you’re under 75. 

 

Annual multi-trip travel insurance 


Perfect if you love to travel regularly. Enjoy unlimited trips in a 12-month period, each with a maximum trip duration based on your policy level. 

Choose the extras that fit your trip

Every trip is unique – and you can adapt your policy to match. Add extras that give you the right level of protection for how you like to travel: 

 

  • Cruise cover – select this when buying if you’re heading on a cruise, with protection for medical emergencies at sea, missed ports and itinerary changes. 
  • Winter sports cover – included automatically on Comprehensive annual policies for up to 2 trips (21 days combined). Also available on single trip cover if you’re 70 or under. 
  • Excess waiver – remove the policy excess so you won’t contribute to approved claims. 
  • Single item cover – protect valuables up to €1,000 each. 
  • 100-day upgrade – extend one Comprehensive trip from 50 to 100 days if you’re 70 or under.

When should I buy my over 65s travel insurance?

It’s sensible to buy travel insurance as soon as you book your trip. Your cover begins straight away – so if you’re unwell, have an accident or a medical condition flares up before you travel, you can claim for cancellation costs. 

 

Sorting your insurance early also means one less thing to think about closer to your holiday. You can relax, knowing your trip is protected from the moment it’s booked until the day you return home. 

 

If you're booking a cruise, you can add cruise cover up to 18 months in advance. Just make sure it’s included if you choose an annual policy. 

How to buy over 70s travel insurance online 

It’s quick and easy to get cover online in just a few steps: 

 

  1. Share your trip details 
    Tell us a bit about you, where you’re going and what kind of cover you need.   
  2. Pick your cover level
    Choose the policy that suits your plans best – from essential protection to more extensive cover.  
  3. Personalise your policy
    Add any extras you might need, like cruise cover or winter sports, so your policy fits your plans.   
  4. Get covered and relax
    Your cover starts as soon as you buy (for single trips), or from your chosen start date (for annual multi-trip). We’ll email your documents straight away so you’re ready to travel with peace of mind.   

Frequently asked questions

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Staysure Ireland travel insurance, as well as any other denomination, trading name, brand, or domain under which the products and services are marketed, is a trading name of Avanti Group Solutions, administered by Howserv Europe, S.L., Agencia de Seguros Exclusiva, an Exclusive Agent of ERGO Seguros De Viaje Europaische Reiseversicherung AG, also known as ERGO Seguros de Viaje, Sucursal en España (Registered office: Av. Isla Graciosa, 1, 28703 San Sebastián de los Reyes (Madrid), España). Howserv Europe, S.L., with Spanish tax ID number (NIF) B88327333, is registered with the Spanish Insurances General Directorate (Dirección General de Seguros y Fondos de Pensiones) under number E0217B88327333.

ERGO Seguros De Viaje Europaische Reiseversicherung AG in Non-Life Insurance Freedom of Services in Ireland, Reference Nº C560062, with registered office at Avda. Isla Graciosa, 1 28703 San Sebastián de los Reyes (Madrid) is the permanent establishment in Spain of the German entity ERGO Reiseversicherung AG.

The controlling Member State is Germany, and the controlling and supervisory authorities are the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Graurhelndorfer Str. 108, 53117 Bonn (Germany).

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