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Travel insurance for over 65s

Trusted cover designed around your health and travel plans

Planning your next trip? Our travel insurance for over 65s adapts to your health, age and destination – with medical cover and support when you need it.

  • Travel insurance up to age 85
  • Most pre-existing medical conditions covered
  • Add extras like cruise or long-stay cover

What is over 65s travel insurance?

Over 65s travel insurance is designed to support the way you travel, with cover that takes your health needs into account. From medical costs to cancellations and lost belongings, it gives you the protection to keep planning the holidays that matter to you.

 

What does over 65s travel insurance include?

Whether you’re heading off on a once-in-a-lifetime adventure or returning to a favourite destination, over 65s travel insurance makes sure you’re covered if things don’t go to plan. 

 

At Staysure, our policies include: 

 

  • most pre-existing medical conditions 
  • emergency medical expenses and repatriation 
  • trip cancellation and travel delays 
  • lost or stolen baggage, money or passports 

 

You can choose from two levels of cover to suit your trip – whether that’s Europe or further afield. Cover is available up to age 85, so you can continue travelling with confidence. 

Trusted by travellers for over 20 years

More than 12 million people across the UK and Europe have chosen Staysure for their cover – earning us an Excellent rating on Trustpilot. In 2025, we were proud to bring our award-winning travel insurance to Ireland. 

 

Backed by Staysure UK 

 

  • More 5-star Trustpilot reviews than any other UK travel insurance provider. 
  • Excellent rating from over 390,000 UK customers. 
  • Voted Best Company for Travel Insurance at the British Travel Awards for 8 years running. 

Built-in medical cover 

Your medical needs shouldn’t stop you from exploring the world. If you have pre-existing conditions – like asthma, diabetes or high blood pressure – we can normally include them in your travel insurance.  

 

When you get a quote, you’ll complete a short medical questionnaire so we can tailor your cover.  

 

With Staysure, you’ll get:  

 

  • emergency medical and repatriation cover included as standard  
  • 24/7 medical emergency helpline, wherever you are in the world  
  • A discount on medical loading costs if you have private medical insurance with coverage when abroad of a minimum of €55.000 

 

Even if you already have private medical insurance, it won’t cover trip cancellation, travel delay, missed departures or lost, stolen or damaged baggage. That’s where we step in.

Easy claims, when you need us most

Our claims process is designed to be clear and supportive – so you know what to expect if something goes wrong on your trip.

 

  • Friendly, expert claims team are here to help.
  • Clear step-by-step guidance on what information to provide.
  • Quick, fair decisions and fast payouts on approved claims. 

 

Many of our customers have shared how easy it was to make a claim – and we’re proud to bring that same care and reliability to Ireland.  

 

  • 1st class service and quick to pay claim  
    “Got sick on a trip to Thailand. Never made a claim in my life for anything but it was so easy when I got home. I spoke to them when I was in Thailand and they were very helpful. Claim paid out as expected. Highly recommended.” – Terry, Staysure Expat customer, Trustpilot review

 

  • Superb, no hassle service.  
    “We are choosing Staysure again as we had to make a claim some years ago and there was no fuss whatever in getting our money back from treatment on a cruise ship. We wouldn't even consider another company.” – Donna, Staysure Expat customer, Trustpilot review 

Planning more than one trip?

In your mid-60s and beyond, travel can mean anything from city breaks to longer escapes or family visits. That’s why it helps to choose the policy that best matches your plans: 

 

Single trip travel insurance 


Ideal if you’re planning one special holiday and want cover just for that trip. 

 

Annual multi-trip travel insurance 


Perfect if you take multiple holidays throughout the year. You’ll be covered for unlimited trips (within policy limits) under one convenient policy. 

Add optional extras to suit your plans

Everyone’s holidays look a little different. With Staysure, you can add extras that give you the right level of protection for the way you travel: 

 

  • Cruise cover – enjoy smooth sailing with protection for medical needs at sea, missed ports, itinerary changes and even cabin confinement. 
  • Winter sports cover – included with Comprehensive annual policies (up to 2 trips, 21 days combined), or available on single trips if you’re 70 or under. 
  • 100-day upgrade – extend your Comprehensive policy’s 50-day trip limit to 100 days for one special adventure (available if you’re 70 or under). 
  • Excess waiver – remove the standard excess so you won’t need to contribute towards approved claims. 
  • Single item cover – give your valuables extra reassurance, with protection up to €1,000 per item (standard limit €450). 

When should I buy my over 65s travel insurance?

It’s a good idea to buy travel insurance as soon as you book your trip. Your cover starts straight away – so if something unexpected happens before you travel, such as illness, injury or a family emergency, you can claim for cancellation costs. 

 

By arranging cover early, you won’t need to worry about leaving it until the last minute. You can relax knowing your holiday is protected from the day you book until the day you return home. 

 

If you're booking a cruise, you can add cruise cover up to 18 months in advance. Just make sure it’s included if you choose an annual policy. 

How to buy over 65s travel insurance online

It’s quick and easy to get cover online in just a few steps: 

 

  1. Share your trip details 
    Tell us a bit about you, where you’re going and what kind of cover you need.   
  2. Pick your cover level
    Choose the policy that suits your plans best – from essential protection to more extensive cover.  
  3. Personalise your policy
    Add any extras you might need, like cruise cover or winter sports, so your policy fits your plans.   
  4. Get covered and relax
    Your cover starts as soon as you buy (for single trips), or from your chosen start date (for annual multi-trip). We’ll email your documents straight away so you’re ready to travel with peace of mind.   

Frequently asked questions

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Staysure Ireland travel insurance, as well as any other denomination, trading name, brand, or domain under which the products and services are marketed, is a trading name of Avanti Group Solutions, administered by Howserv Europe, S.L., Agencia de Seguros Exclusiva, an Exclusive Agent of ERGO Seguros De Viaje Europaische Reiseversicherung AG, also known as ERGO Seguros de Viaje, Sucursal en España (Registered office: Av. Isla Graciosa, 1, 28703 San Sebastián de los Reyes (Madrid), España). Howserv Europe, S.L., with Spanish tax ID number (NIF) B88327333, is registered with the Spanish Insurances General Directorate (Dirección General de Seguros y Fondos de Pensiones) under number E0217B88327333.

ERGO Seguros De Viaje Europaische Reiseversicherung AG in Non-Life Insurance Freedom of Services in Ireland, Reference Nº C560062, with registered office at Avda. Isla Graciosa, 1 28703 San Sebastián de los Reyes (Madrid) is the permanent establishment in Spain of the German entity ERGO Reiseversicherung AG.

The controlling Member State is Germany, and the controlling and supervisory authorities are the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Graurhelndorfer Str. 108, 53117 Bonn (Germany).

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