Cruise travel insurance for expats

Add cruise cover to your policy for specialist protection designed for life at sea – on board and during trips ashore. 

 

When you add cruise travel insurance to your policy, you’ll get: 

 

• missed port departure – cover for extra travel costs if you miss your ship’s scheduled departure 
• cabin confinement – daily benefit if illness or injury keeps you in your cabin 
• cruise interruption – cover if you need to leave the ship for medical reasons and can’t rejoin 
• missed excursions – reimbursement for pre-booked shore trips you can’t take due to illness, injury, or ship breakdown 
• medical care – on board and at ports of call 
• medical expenses and emergency evacuation – including repatriation to your country of residence 
• baggage and personal possessions – protection for lost, stolen or damaged luggage both on and off the ship 
• itinerary change – compensation if your cruise itinerary changes for reasons beyond your control 

 

Cruise cover is available for both single trip and annual multi-trip policies for travellers aged 70 and under. 

Every voyage is unique – and so is your cover. Add optional extras to tailor your policy to your trip: 

 

• Winter sports cover – includes protection for unexpected medical costs, lost or damaged ski equipment, unused passes, piste closures and avalanches. Available for single trip travellers aged 70 and under, and included as standard with Comprehensive annual policies (limited to 2 trips per year with a combined maximum of 21 days).* 
• Excess waiver – removes the excess you’d normally pay if you make a claim, so you receive the full amount for each item you claim for.* 
• Single item cover – increases the cover limit for any one baggage item from €450 to €1,000, ideal for high-value possessions such as jewellery, cameras or laptops.* 
• 100-day upgrade – extends the maximum length of one trip from 50 days to 100 days, giving you more time away if you’re aged 70 or under.^ 

 

^{*Available on Comprehensive policies only. 
^Available on Comprehensive annual policies only.} 

When you buy cruise cover as soon as you book your voyage, you’ll be protected straight away for: 

Our claims process is designed to be clear, supportive and fast – so you know what to expect if something goes wrong. 

 

• Friendly, English-speaking expert claims team on hand to guide you 
• Clear step-by-step advice on what information to provide 
• Quick, fair decisions and prompt payouts on approved claims 
• Direct hospital billing where possible for emergency treatment 

 

Customers often tell us how quick and simple they found our claims process:

 

• 1st class service and quick to pay claim  
  “Got sick on a trip to Thailand. Never made a claim in my life for anything but it was so easy when I got home. I spoke to them when I was in Thailand and they were very helpful. Claim paid out as expected. Highly recommended.” – Terry, Trustpilot review

 

• Superb, no hassle service.
  “We are choosing Staysure again as we had to make a claim some years ago and there was no fuss whatever in getting our money back from treatment on a cruise ship. We wouldn't even consider another company.” – Donna, Trustpilot review 

While our cruise travel insurance offers extensive protection, there are situations we can’t cover, including: 

 

• any undeclared medical conditions 
• travelling against medical advice 
• planned or expected treatment abroad 
• claims related to alcohol or drug use 
• trips started before you bought your policy 
• activities not listed in your cover unless added as an optional extra 
• travel to destinations under a government “advise against all travel” warning (unless covered in your policy wording)