Travel insurance for over 50s & seniors

If you’re over 50 and living in Spain, France or Portugal, expat travel insurance gives you holiday cover that’s designed around your age, health and travel style. It includes protection for emergency medical treatment, repatriation to your country of residence, trip cancellations, lost baggage and more. 

 

We can cover most pre-existing medical conditions, with policies available up to age 85. So whether you’re in your 50s, 60s, 70s or even 80s, you can explore with confidence knowing you’re protected.

 

Whether you’re visiting family, enjoying a European cruise, or heading further afield, we make it easy to get protection that fits your trip. With Staysure Expat, you’re covered for:

 

• most pre-existing medical conditions (up to age 85) 
• emergency medical expenses and repatriation to your country of residence 
• trip cancellation and curtailment 
• lost, stolen, or damaged baggage 

Our claims process is designed to be clear, supportive and fast – so you know what to expect if something goes wrong. 

 

• Friendly, English-speaking expert claims team on hand to guide you 
• Clear step-by-step advice on what information to provide 
• Quick, fair decisions and prompt payouts on approved claims 
• Direct hospital billing where possible for emergency treatment 

 

Customers often tell us how quick and simple they found our claims process:

 

• 1st class service and quick to pay claim  
  “Got sick on a trip to Thailand. Never made a claim in my life for anything but it was so easy when I got home. I spoke to them when I was in Thailand and they were very helpful. Claim paid out as expected. Highly recommended.” – Terry, Trustpilot review

 

• Superb, no hassle service.  
  “We are choosing Staysure again as we had to make a claim some years ago and there was no fuss whatever in getting our money back from treatment on a cruise ship. We wouldn't even consider another company.” – Donna, Trustpilot review 

Every trip is different, so you can add optional extras to make your policy fit your plans: 

 

• Cruise cover – protection for missed ports, cabin confinement, and cruise-specific medical emergencies. 
• Winter sports cover – includes protection for unexpected medical costs, lost or damaged ski equipment, unused passes, piste closures and avalanches. Available for single trip travellers aged 70 and under, and included as standard with Comprehensive annual policies (limited to 2 trips per year with a combined maximum of 21 days).*          
• Excess waiver – pay no excess if you need to claim, per item you’re claiming for. This add-on can’t be added retrospectively.* 
• Single item cover – increase high-value baggage cover up to €1,000 (standard personal baggage cover is €450 per item). You’ll need to describe the item, and this add-on can’t be added retrospectively.* 
• 100-day upgrade – extend a 50-day trip to 100 days for one trip (ages 70 and under, Comprehensive policies only). 

 

^{*Available on Comprehensive policies only.} 

It’s quick and easy to get covered online in just a few steps: 

 

1. Tell us about your trip 
   Share your destination, trip length, and whether you need single trip or annual cover and any pre-existing medical conditions. 

2. Pick your cover level 
   Choose from Basic or Comprehensive – with higher limits for cancellation, baggage, and medical expenses on Comprehensive. 

3. Add your extras 
   Personalise your policy with optional add-ons like cruise or single item cover. 

4. Get covered and travel with confidence 
   For single trips, cover starts as soon as you buy. For annual policies, it begins from your chosen start date. Your documents will be emailed instantly.