Expat travel insurance
Travel insurance tailored for expats abroad
- For English-speaking expats living in Spain, France or Portugal
- Pre-existing medical condition cover
- All policy documents in English
Travel sure with Staysure
To buy an Expat policy, you must:
- be a resident of Spain, France or Portugal
- have lived in your country of residence for at least 6 of the last 12 months
- be registered with a local doctor who can provide access to your medical records if needed
- start and finish your trip in the country where you live
Choose cover that’s right for you
Compare our Basic and Comprehensive policies
| What's Covered? | Basic | Comprehensive |
|---|---|---|
| Medical emergencies and repatriation | Up to €5 million ✔ | Unlimited ✔ |
| Cancellation | Up to €3,000 ✔ | Up to €5,000 ✔ |
| Curtailment | Up to €3,000 ✔ | Up to €5,000 ✔ |
| Baggage claims | Up to €300 ✔ | Up to €2,500 ✔ |
| Cash lost or stolen | Up to €250 ✔ | Up to €500 ✔ |
| Personal liability | - | Up to €2 million ✔ |
| Excess | €129 ✔ | €99 ✔ |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Italy for a weekend, or planning an epic worldwide tour, you’ll want to tailor your expat policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas that you might need to upgrade your level of cover to.
Claims you can count on
In 2024, Staysure Group paid over €117 million in claims. Our largest payout was over €797,000.*
That’s why people choose Staysure.
*Based on Staysure UK and Expat 2024 data. Claim payouts depend on policy limits, terms and conditions. The amount stated is an exceptional case, not a guarantee of future payouts.
Travel insurance made for expats
If you’re an expat in Spain, France or Portugal and want travel insurance in English, we’re here to help. You can buy a policy if you:
- have been a permanent resident in Spain, France or Portugal for at least 6 of the last 12 months
- are in your adopted country when you buy your policy
- are registered with a local medical practitioner
- will be travelling from – and returning to – the country you live in
- don’t already have suitable cover with another provider
- are visiting destinations the government advises are safe to travel to
Join thousands of travellers who rate us ‘Excellent’
Trusted by English-speaking expats for over 7 years – see why we’re the first choice for travel insurance cover.
Flexible cover options to suit you
Cover for pre-existing medical conditions
Covering your medical conditions is worth doing right, or you may find your insurance won’t pay a large medical bill. Tell us about your conditions and if something does go wrong while you’re on holiday, we’re here to help.
Even if you have a GHIC or EHIC, these only cover limited state healthcare and won’t pay for private treatment or getting you home – that’s where we step in.
Telling us about your conditions is simple. You can do this through our online medical screening or over the phone.
- Policies that suit your needs
- Single trip and annual multi-trip cover
- Simple online process on all policies
- Flexible cover options tailored to you
Buy online or call us on +34 900 861 072
People also asked
**Comprehensive policies only
Staysure acts as an exclusive agent of ERGO Seguros de Viaje S.A., duly registered with the Spanish insurance regulator (DGSFP).